If your profession makes you prone to accidents or injury, then you should consider the benefits of having insurance. Not only would accident insurance protect you and your family, but term life insurance and whole life insurance might also be smart possibilities to explore. According to data from the U.S. Bureau of Labor Statistics (BLS), based on the numbers of fatalities, the 10 most dangerous jobs in the United States are the following:

1. Logging workers
2. Aircraft pilots and flight engineers
3. Fishers and related workers
4. Structural iron and steel workers
5. Refuse and recyclable material collectors
6. Farmers and ranchers
7. Roofers
8. Electrical power line installers and repairers
9. Driver/sales workers and truck drivers
10. Taxi drivers and chauffeurs

Jobs do not need to result in fatalities, however, to be considered dangerous. Workers in hundreds of other trades can develop significant health problems over time. The following list are occupations the National Institutes of Health (NIH) views as high risk:

• Animal Breeders – handle laboratory animals; handle infected animals or animal carcasses; repeatedly inhale bird dropping residue
• Glaziers – work with glue solvents; use epoxy or formaldehyde-resin finishes or sealants
• Manicurists – use methacrylates; generate latex dust
• Packers and Packagers – generate grain dust; manufacture pesticides; repeatedly inhale bioaerosols; work with wet hands
• Upholsterers – use epoxy or isocyanate adhesives or finishes; work with glue solvents; handle items that cause allergic contact dermatitis

Learn more about how you could be insured:
No-test accident insurance
No-test term life insurance
No-test whole life insurance

Law enforcement
Law enforcement professionals naturally encounter a higher rate or risk that average citizens. Insurance policies, therefore, need to reflect this in their coverage. The majority law enforcement specialists should already have insurance provided by their employers. Some, however, might work on a contractual basis, not have the kind of coverage that they desire, or simply not fully understand the limits of their present policy.

Learn more:
wikipedia.org

Construction
While construction workers have some of the most dangerous jobs, the percentage covered by health insurance is surprisingly low, with almost one half being uninsured. This is because a high volume of work is seasonal, so workers are often hired on a contractual basis or part time. There is a lot of valuable information online about health issues for construction workers. 

Read statistics about construction health care:
cdc.gov

Marine Crew Professionals
Accidents happen, whether on board or on land. Who is going to cover your medical bills in these situations? Many marine professionals choose their own insurance policies, or self-insurance, over commercial providers. Finding quality insurance coverage can be challenging, but there are many self-insurance groups in the United States as well as other resources that can help you.