Individuals and families without employer-provided group insurance coverage or who cannot afford their own insurance can still purchase a policy to cover them and their dependents. Your state’s Department of Insurance will provide you a list of licensed providers who can sell you individual policies in your state. Also, your state’s Reinsurance Association provides policies if you qualify as a high-risk household, low-income family, or have any pre-existing conditions.

Learn more:
National Association of Insurance Commissioners (NAIC)
naic.org