Which type of insurance is right for me?

INSURANCE RECOMMENDATION CHART

 If you: Your insurance options are:
Want to pay for your funeral and burial costs Life (whole or term), modified whole life or graded benefit life, accidental death
Are concerned about helping protect yourself and dependents against accidents Accidental death and dismemberment, disability, travel
Want to cover healthcare costs, including for unforeseen illness or injury Health, disability, long-term care, dental, accidental death and dismemberment
Are elderly and looking for ways to protect yourself and your loved ones Life, modified whole life or graded benefit life, disability, long-term care
Have a chronic disease and want to prepare in case you can’t work Disability, supplemental health
Have a history of illness and are worried about getting sick again Health, disability, long-term care, supplemental health, term life
Want to insure travel costs in case an of emergency occurs or you have a change of plans Travel
Currently support a family and need to leave money to help pay for mortgage, credit cards, and other living expenses after you are gone Life (whole and term), accidental death and dismemberment
Want to leave something extra for your children or grandchildren, perhaps to help pay for education Life (whole and term), modified whole life, accidental death and dismemberment
Think you may need in-home or nursing-home care at some point Long-term care, supplemental health
Support a spouse, domestic partner, children, aging parent Life (whole and term), accidental death and dismemberment, disability
Have a family-owned business that you play a vital role in Life (whole and term), disability, accidental death and dismemberment
Have a high-risk lifestyle Life (whole and term), disability, accidental death and dismemberment